Senior Analyst - Credit Management + any other EU language as an advantage

Country:

Location:

Role: Senior Analyst - Credit Management + any other EU language as an advantage

Location: Prague

Contract type: full time

About Carrier

At Carrier we make modern life possible by delivering innovative and sustainable ground-breaking systems and services that matter for people and our planet. We exceed the expectations of our customers by anticipating industry trends, working tirelessly to master and revolutionize them. This is why we come to work every day. And we do it The Carrier Way.

Join us and we can make a difference together.

About the role

Execute OTC processing in compliance with control policies and actively contribute to continuous process improvement.

Benefits

We are committed to offering competitive benefits programs for all of our employees and enhancing our programs when necessary.

Among the many benefits, Carrier offers Exciting innovative environment, possibility for further development and international career opportunities, high-profile team, daily use of English and other foreign languages, language courses, Competitive remuneration and other benefits (meal vouchers, contribution to life or pension insurance, holidays etc.), Flexible working hours, possibility for home office, personal days off.

Requirements

• 2-4 years of experience in Credit Management or Finance
• Bachelor’s Degree in Business, Economics, Finance, or Accounting
• Knowledge in Financial Analysis (Balance Sheet, Profit & Loss and Cash Flow Statement)
• Highly proficient with MS Office, with intermediate Excel skills required
• Must be extremely detail oriented
• Strong customer service focus
• Advanced written and verbal English, any other EU language could be an advantage
• Excellent oral and written communication skills, with the ability to communicate across many organizational levels
• Must possess high energy and sense of urgency
• Strong organizational skills and ability to work with many projects simultaneously
• Experience excelling within fast paced, high energy environments

Responsibilities

• Perform analysis and release for orders on credit hold due to:
  • Credit Limit exceeded
  • Overdue
• Process blocked orders after the credit assessment
• Customer financial statements analysis (Balance Sheet, Profit & Loss and Cash Flow Statement)
• Assess new customer credit risks
  • Assess customers against policy and document credit risks
  • Issue proposed credit limits for approval
  • Support the review of Non-Standard Commercial Terms
• Ongoing monitoring of customer credit risk
  • Monitor & update specific customer risks
  • Liaise with stakeholder groups to discuss options
  • Communicate with interested parties
  • Monitor customers nearing or reaching credits
  • Analyze a portfolio of customers, and document overall credit risks
• Annual credit reviews
  • Monitor timeliness and requirement for annual review
  • Reference credit records with customer activity, including outstanding balances
  • Request deactivation of customer accounts (where appropriate)
  • Evaluate ratings and propose changes to limits.
• Execute standard credit reporting
• Support other OTC Process teams as business demand requires

Our commitment to you

Our greatest assets are the expertise, creativity and passion of our employees. We strive to provide a great place to work that attracts, develops and retains the best talent, promotes employee engagement, fosters teamwork and ultimately drives innovation for the benefit of our customers. We strive to create an environment where you feel that you belong, with diversity and inclusion as the engine to growth and innovation. We develop and deploy best-in-class programs and practices, providing enriching career opportunities, listening to employee feedback and always challenging ourselves to do better. This is The Carrier Way.

Join us and make a difference.

#cbsfinance

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Carrier is An Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age or any other federally protected class.

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